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Why Should You Have Pet Insurance? | Lifestyle Select

Why Should You Have Pet Insurance?

With soaring vets bills and many new treatments are available, some people consider whether or not to have pet insurance.  I will explore Why Should You Have Pet Insurance in the article below.

Why Should You Have Pet Insurance? Expensive Vet Bills

Some people spend a lot of money on medical care and they would do anything to save a family pet.  In fact, it is true to say that a few years ago, pet insurance was high in the rankings of lists of policies you don’t need.  Up there with life insurance for children and you would wonder, Why Should You Have Pet Insurance?  Pet coverage can cost thousands for covering an average pet, and some people would rather have pet insurance than go into debt.  There are new treatments available now and monstrously high bills.  So the choice of whether you should have pet insurance is always worth questioning.  A lot has changed and vets today can offer so much more than was available years ago, and at prices that can make you weep.

Why Should You Have Pet Insurance? Pricey Procedures

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Treatments which were once reserved for humans are now available for pets like kidney transplants and radiation therapy which can cost thousands of pounds.  This means that conditions which were once fatal are now treatable at high costs.  Vets have access to sophisticated and expensive diagnostic tools such as MRI screenings which detects problems which once would have gone untreated.  So these expense tools and procedures have creating amazing pet health care inflation in the world of pets.

Why Should You Have Pet Insurance? Pets Owners With Insurance

So are pet owners with insurance still a minority?  Yes, according to an American Vetinary Medical Association claims that out of millions of pets that people keep only a minority have pet insurance.  One pet insurance company has seen its average annual rate climb since 1998.  It has had about 71% of the US pet insurance market and has made gross sales of $149 million.  However, pet insurance is far from being the cure for all dilemmas.  The older your animal is, the more you have to pay in premiums and some insurers don’t cover pets older than 9.

Why Should You Have Pet Insurance? Insurance Or Savings

Some people thing you are better off paying pet insurance that popping the money you would have spent on premiums into a savings account.  It can cost thousands for the life cover of an average pet and the chances are you will never need to pay that incredible amount for the actual treatment.

To conclude, Why Should You Have Pet Insurance?  It is really your choice.  If you adore your pet and you feel it is worthwhile then do so.  If you see other alternatives then consider them.  It is costly and certainly worth looking in to.  Some pet insurance does cover hereditary and chronic conditions and you will have to remember that the older your animal, the more costly it gets.  You will have to compare the pet insurers.  Some won’t cover your pet if they are too old.

Why Should You Have Pet Insurance?

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Why Should You Have Pet Insurance?

 

 

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